The Easiest Way to Apply for a

Home Loan and Government Subsidy

Are you tired of renting and think buying a home is out of reach?

You may qualify for up to R169,264 in government funding to help you buy your very first home — and you never have to pay it back.

This program, known as First Home Finance (previously FLISP), is changing lives across South Africa.

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💰 Check My Subsidy Amount

If you earn R3,501 or more per month, see how much First Home Finance subsidy you could qualify for — no deposit required to check.

🏡 Calculate My Total Home Budget

Whether or not you qualify for a subsidy, find out your total home buying power by combining your bond affordability, potential subsidy, and any deposit you may have — deposit not always required.

About The Property Guys

We’re not just bond originators. We’re your full-service partner in homeownership. From helping you apply for First Home Finance subsidies to getting your home loan approved and helping you find the perfect property — we handle everything, start to finish.

Our mission is to make owning a home affordable, possible, and stress-free for all South Africans.

How It Works – Simple 3-Step Process

1. Qualify for First Home Finance

We assess your household income and help you apply for a government subsidy of up to R169,000.

2. Get Pre-Approved for a Bond

Our bond specialists work with all major banks to secure the best deal for you — even if you’ve been previously rejected.

3. Find the Right Property

Once you’re pre-approved, we help you search for a home within your budget and handle the paperwork — no stress.

✅ Already working with banks like Absa, Standard Bank, Nedbank, FNB, and SA Home Loans.

Why Choose Us?

  • ✔️ 100% Free Service – We get paid by the banks, not you
  • ✔️ Government-Approved FLISP Experts
  • ✔️ Fast Turnaround – Approval within 72 hours
  • ✔️ WhatsApp Support – Talk to a real person anytime
  • ✔️ We work with all major real estate agencies

You’re One Step Away From Owning Your Own Home

Whether you're earning R3,501 or much more, we can help you get started. No upfront fees, no hidden costs — just a real solution to homeownership.

Start My Home Buying Budget Calculation

📊 How Much Can You Qualify For?

Use the table below to estimate your potential First Home Finance subsidy based on your monthly household income.

Monthly Household Income (Rand) Estimated Subsidy Amount (Rand)
R3,501 – R3,600R169,264
R4,000R166,270
R5,000R157,379
R6,000R148,488
R7,000R139,597
R8,000R130,706
R9,000R121,815
R10,000R112,924
R11,000R104,033
R12,000R95,142
R13,000R86,251
R14,000R77,360
R15,000R68,469
R16,000R59,578
R17,000R50,687
R18,000R41,796
R19,000R38,911
R20,000 – R22,000R38,911
✅ Example: If your monthly household income is R14,000, you could qualify for a R77,360 subsidy toward your first home.

FAQ

  • You qualify if:

    • You are a South African citizen or permanent resident

    • You are a first-time home buyer

    • You earn a household income between R3,501 and R22,000 per month

    • You are buying a property with a bond (home loan) OR buying a serviced stand

    • Your deposit on a home

    • Your attorney fees or transfer costs

    • To reduce the bond amount (lower your monthly repayments)

    • To help you buy a serviced stand

  • At The Property Guys, we’re a turnkey solution, not a bank.
    We help you:

    • Get bond approval from multiple banks

    • Handle your First Home Finance application from start to finish

    • Match you to homes you actually qualify for

Contact Us

📲 Want to know how much you qualify for?

👉click here to fill in a pre-qualification form

👉 Click here to chat with us on WhatsApp now: https://wa.me/27813459945

Or message us at 081 345 9945.