First Home Finance Subsidy Calculator – South Africa
Enter your monthly gross income to see how much First Home Finance subsidy you could qualify for based on your earnings. This tool does not confirm eligibility — it’s for guidance purposes only.
See Your Potential Subsidy Amount
Disclaimer: This calculator provides a subsidy amount based on your income. The actual subsidy will be determined through the official First Home Finance application process.
What is the First Home Finance Subsidy?
First Home Finance is a South African government housing assistance programme designed for first-time home buyers earning between R3,501 and R22,000 per month. The subsidy amount depends on your income and can be used as a deposit or to reduce your home loan amount.
How to Use This Subsidy Calculator
Simply enter your monthly gross salary in the box above, click "Calculate", and instantly see the subsidy amount you could qualify for.
Important Note
This calculator does not confirm if you meet all eligibility requirements for First Home Finance. It is intended to give you a clear idea of the subsidy amount you could apply for.
Who Can Apply?
To qualify for First Home Finance, you must meet the following requirements:
- ✔️ Be a first-time home buyer
- ✔️ Be a South African citizen or permanent resident
- ✔️ Earn between R3,501 and R22,000 gross monthly
- ✔️ Have not benefited from another government housing scheme