You might think your strong credit score guarantees a home loan approval — but even one unpaid doctor’s bill can ruin your chances. Here’s the difference between debts that lower your score and those that don’t, and how to fix the problem fast.

Married in community of property and your partner is on debt review or has a poor credit score? Here’s exactly why banks decline, what the law says, and the step-by-step plan to become bond-ready.

If you’re under debt review or have a poor credit score, banks will almost always decline your home loan application. But that doesn’t mean homeownership is off the table forever. This guide from The Property Guys gives you a clear roadmap to follow so you can get into a stronger financial position — and eventually into your own home.