If you’re under debt review or have a poor credit score, banks will almost always decline your home loan application. But that doesn’t mean homeownership is off the table forever. This guide from The Property Guys gives you a clear roadmap to follow so you can get into a stronger financial position — and eventually into your own home.

While thousands of South Africans wait patiently on the housing list, illegal RDP occupations and unlawful sales are stealing homes from rightful applicants. Discover how this crisis is unfolding and what action government and civil groups are taking.

Wondering how much funding you could get through First Home Finance? Use our simple calculator to check your estimated subsidy and see how close you are to owning your first home.

Paying rent every month? You might be wasting money when the same amount could go towards owning your own home—with government help. Learn how First Home Finance can transform your R7,000 rent into a path to ownership.

Think you need a high income, a large deposit, or expert knowledge to own your first home? These three myths are holding South Africans back — and the truth may surprise you.

Wondering if you’re eligible for both a home loan and First Home Finance subsidy? Find out instantly based on your income and household makeup—and get started on your path to homeownership.

Dreaming of that R4 million luxury home? Learn the exact income you’ll need and the three proven paths to get there—skills, business, or high-paid professions.

Dreaming of a R100 million villa in Clifton? It’s not impossible. Follow this 5–10 year blueprint — using mindset, savvy hustles, flipping, leverage, syndicates, and JV deals — to build the capital and equity to get there.

Unsure whether RDP or First Home Finance suits your situation? This guide breaks down eligibility, benefits, and how to apply—so you can know which housing option works for your income now.

Most South Africans don’t realise they qualify for a once-off government housing subsidy. If you earn between R3 500 and R22 000/month, this could cover your bond shortfall—with zero stress.

Discover if you qualify for a free RDP (BNG) house in South Africa. Learn who is eligible, what you get, and how to apply—no bond or fees required.

Three families thought they’d be forever renters—until First Home Finance opened the door to homeownership with subsidies between R53,000 and R130,000 that they never have to pay back.

Think owning a home in Joburg is out of reach on a low salary? With First Home Finance, you can own a R200,000 apartment in Grand Central—paying less than rent.

With a salary of R22 000/month and the First Home Finance subsidy, you could own a modern 3-bedroom home in Ormonde—even if you thought homeownership was out of reach.

Earning R20,000/month? You can still call Steyn City home in just 5 years. Here's a bold, AI-powered plan to transform your income into luxury living.

Making R15,000/month? You could own a home valued at R500,000—thanks to the First Home Finance subsidy. Discover how simple the process is and how much grant you qualify for.